{"id":17358,"date":"2021-04-15T16:43:38","date_gmt":"2021-04-15T14:43:38","guid":{"rendered":"https:\/\/dev01.urquiabas.com\/?page_id=17358"},"modified":"2025-12-02T11:02:58","modified_gmt":"2025-12-02T10:02:58","slug":"plans-de-pensions","status":"publish","type":"page","link":"https:\/\/urquiabas.com\/ca\/plans-de-pensions\/","title":{"rendered":"Plans de pensions"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"17358\" class=\"elementor elementor-17358 elementor-17356\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54890da6 e-flex e-con-boxed e-con e-parent\" data-id=\"54890da6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6be9c12 e-con-full e-flex e-con e-child\" data-id=\"6be9c12\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5e874938 elementor-widget elementor-widget-text-editor\" data-id=\"5e874938\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\n<p>Similar als plans pensions de jubilaci\u00f3, per\u00f2 el termini s\u00ed que ha de coincidir amb el de la jubilaci\u00f3.<\/p>\n\n<p>El tractament fiscal d\u201faquest producte \u00e9s molt favorable durant el per\u00edode d\u201faportaci\u00f3.<\/p>\n\n<p>El saldo acumulat es pot traslladar a una altra entitat per a la seva gesti\u00f3 en qualsevol moment de la seva durada. La regulaci\u00f3 legal estableix cada any el l\u00edmit anual d&#8217;aportaci\u00f3 segons el nivell d&#8217;ingressos i l&#8217;edat. Tamb\u00e9 hi ha altres conceptes, com el tipus d&#8217;inversi\u00f3, les aportacions extraordin\u00e0ries i la fiscalitat, que us convenen con\u00e8ixer.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-84cc3aa e-con-full e-flex e-con e-child\" data-id=\"84cc3aa\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9afa7d4 elementor-widget elementor-widget-text-editor\" data-id=\"9afa7d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\n<h3>Avantatges<\/h3>\n<p>Vas acumulant un capital, de mica en mica, sense que t&#8217;ocasioni cap sacrifici, que et permetr\u00e0 gaudir d&#8217;una situaci\u00f3 folgada en el moment que deixis de percebre el teu salari o altres ingressos del treball i que et serveixin com a complement de la pensi\u00f3 de jubilaci\u00f3. Mentrestant t&#8217;haur\u00e0s aprofitat d&#8217;un tractament fiscal excel\u00b7lent.<\/p>\n\n<p><b>Con\u00e8ixer, entre milers de plans de pensions, els que ens ofereixen la rendibilitat m\u00e9s gran a mitj\u00e0 i llarg termini \u00e9s essencial per a l&#8217;assegurat, a m\u00e9s que la gestora tingui una reconeguda solv\u00e8ncia i efic\u00e0cia en la gesti\u00f3 de patrimonis.<\/b><\/p>\n\n<p><b>10 Consells<\/b><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Estalvi\u00ef, per\u00f2 segons sigui l&#8217;esfor\u00e7 aix\u00ed ser\u00e0 el resultat.<\/li>\n\n<li>S\u00e0piga quin \u00e9s el perfil de client: Molt conservador, conservador, agressiu.<\/li>\n\n<li>No posi tots els seus estalvis a la mateixa cistella.<\/li>\n\n<li>Diversifiqueu les vostres inversions en diferents productes i terminis.<\/li>\n\n<li>Pregunteu-vos si bloquejar els diners us val la pena.<\/li>\n\n<li>Feu almenys un seguiment semestral del resultat de les vostres inversions.<\/li>\n\n<li>Compareu la rendibilitat amb qu\u00e8 ofereixin altres gestors per al mateix tipus de productes al mateix termini.<\/li>\n\n<li>No us deixeu portar pels regals, no tingueu dubte que els paga i potser car.<\/li>\n\n<li>Pregunteu, pregunteu, pregunteu.<\/li>\n\n<li>Deixeu-vos assessorar per un professional. \u00c9s una inversi\u00f3 a llarg termini. Qualsevol decisi\u00f3 pot tenir una implicaci\u00f3 important al resultat.<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-51bc8a5 e-con-full e-flex e-con e-child\" data-id=\"51bc8a5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c2ef00 elementor-widget elementor-widget-text-editor\" data-id=\"3c2ef00\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\n<h3 class=\"wp-block-heading\">Com puc ajudar-te?<\/h3>\n\n<p>Deixa&#8217;m les teves dades i em posar\u00e9 en contacte amb tu al m\u00e9s aviat possible.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b4a2a75 elementor-widget elementor-widget-text-editor\" data-id=\"b4a2a75\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<iframe id=\"tarificador\" class=\"w-full\" style=\"height: 360px\" src=\"http:\/\/tarificadores.urquiabas.com\/forms\/Planes%20de%20pensiones?h=0\" frameborder=\"0\" allowfullscreen=\"\"><\/iframe>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Similar als plans pensions de jubilaci\u00f3, per\u00f2 el termini s\u00ed que ha de coincidir amb el de la jubilaci\u00f3. El tractament fiscal d\u201faquest producte \u00e9s molt favorable durant el per\u00edode d\u201faportaci\u00f3. El saldo acumulat es pot traslladar a una altra entitat per a la seva gesti\u00f3 en qualsevol moment de la seva durada. La regulaci\u00f3 [&hellip;]<\/p>\n","protected":false},"author":84,"featured_media":5917,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-17358","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":{"contacte":"ramon","foto_responsable":"https:\/\/urquiabas.com\/wp-content\/uploads\/2024\/05\/BG_Paula-1-scaled.jpg","titulo":"Assegurances de Plans de pensions","id_nex":"318","odoo":"https:\/\/tarificadores.urquiabas.com\/forms\/contacto\/?u=24&o=1&h=0","contacte_responsable_telefon":"636 43 60 02","contacte_responsable_email":"paulaoliva@urquiabas.com","responsable":"Paula"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Plans de pensions - Urqu\u00eda&amp;Bas<\/title>\n<meta name=\"description\" content=\"Contracta el teu pla de pensions i constitueix un capital de mica en mica, que et permeti, sense gaire esfor\u00e7, complementar la teva pensi\u00f3 p\u00fablica. 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