{"id":17433,"date":"2021-04-15T18:11:47","date_gmt":"2021-04-15T16:11:47","guid":{"rendered":"https:\/\/dev01.urquiabas.com\/?page_id=17433"},"modified":"2026-10-06T11:30:14","modified_gmt":"2026-10-06T09:30:14","slug":"multirisc-de-la-llar","status":"publish","type":"page","link":"https:\/\/urquiabas.com\/ca\/multirisc-de-la-llar\/","title":{"rendered":"Asseguran\u00e7a per a multirisc de la llar"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"17433\" class=\"elementor elementor-17433 elementor-17431\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-466ae9eb e-flex e-con-boxed e-con e-parent\" data-id=\"466ae9eb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e00665f e-con-full e-flex e-con e-child\" data-id=\"e00665f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ee7d458 elementor-widget elementor-widget-text-editor\" data-id=\"5ee7d458\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u00c9s una asseguran\u00e7a on es cobreixen els danys materials a l&#8217;edifici i\/o al mobiliari de l&#8217;habitatge derivats de m\u00faltiples circumst\u00e0ncies i que s&#8217;engloben en un mateix contracte. L&#8217;incendi, l&#8217;explosi\u00f3, els danys per aigua i robatori s\u00f3n algunes de les garanties cobertes. <\/p><p>Tamb\u00e9 s&#8217;hi inclouen els danys ocasionats a altres persones o b\u00e9ns per l&#8217;actuaci\u00f3 de l&#8217;assegurat i la seva fam\u00edlia com a particular dins i fora de casa. El preu de l&#8217;asseguran\u00e7a dependr\u00e0 de si es tracta de: l&#8217;habitatge habitual o la segona resid\u00e8ncia, el tipus de construcci\u00f3, la ubicaci\u00f3, l&#8217;exist\u00e8ncia de proteccions d&#8217;acc\u00e9s i, evidentment, dels capitals que s&#8217;assegurin. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d920c5b e-con-full e-flex e-con e-child\" data-id=\"d920c5b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5e2889c elementor-widget elementor-widget-text-editor\" data-id=\"5e2889c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3>Avantatges<\/h3><p>Tant si ets propietari com si ets llogater de l&#8217;habitatge que ocupes t&#8217;interessa cobrir els danys que pots patir en els teus b\u00e9ns i, encara m\u00e9s, els danys que pots ocasionar als teus ve\u00efns oa terceres persones dins i fora de l&#8217;habitatge, fins i tot a l&#8217;estranger i que et puguin reclamar com a cap de fam\u00edlia.<\/p><p>A m\u00e9s, a la majoria de les companyies t&#8217;inclouen serveis d&#8217;assist\u00e8ncia per a la reparaci\u00f3 immediata dels danys soferts, sense haver de preocupar-te de la recerca de professionals que hi facin.<\/p><p><b>T&#8217;ajudarem a establir els valors assegurats, ajustant-los a la realitat, perqu\u00e8, en cas de sinistre, no hi hagi insufici\u00e8ncia de capitals, reduint-se per tant la indemnitzaci\u00f3.<\/b><\/p><div class=\"wp-block-columns\"><div class=\"wp-block-column\"> <\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0a1c9d6 e-con-full e-flex e-con e-child\" data-id=\"0a1c9d6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2604204 elementor-widget elementor-widget-heading\" data-id=\"2604204\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Informaci\u00f3 d'inter\u00e8s\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d827bc1 elementor-widget elementor-widget-n-accordion\" data-id=\"d827bc1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;max_items_expended&quot;:&quot;multiple&quot;,&quot;default_state&quot;:&quot;expanded&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2260\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2260\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Coses importants a tenir en compte. <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2260\" class=\"elementor-element elementor-element-324b5d5 e-con-full e-flex e-con e-child\" data-id=\"324b5d5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fab0d6c elementor-widget elementor-widget-text-editor\" data-id=\"fab0d6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul class=\"wp-block-list\"><li><strong>Ajustar els capitals al valor de reposici\u00f3<\/strong> dels b\u00e9ns per evitar que en cas de sinistre la indemnitzaci\u00f3 sigui menor.<\/li><li><strong>Determinar clarament quin capital correspon a continent, contingut, joies i objectes de valor<\/strong>, ja que varia el concepte en funci\u00f3 d&#8217;unes asseguradores o d&#8217;altres. Per aix\u00f2 cal llegir atentament l&#8217;apartat \u201cdefinicions\u201d que es troba a les primeres p\u00e0gines dels condicionats generals de cada companyia. <\/li><li>En cas d&#8217;assegurar capitals elevats,<strong> valorar la contractaci\u00f3 d&#8217;una franqu\u00edcia<\/strong> ajuda molt a baixar-ne el preu.<\/li><li><strong>Tenir en compte les condicions climatol\u00f2giques de la zona<\/strong>, especialment el fred, perqu\u00e8 hi sol haver exclusions respecte a les gelades.<\/li><li><strong>Manteniment dels elements passius de seguretat.<\/strong> Si es declara tenir alarma, cal vigilar que aquesta es connecta en deixar l&#8217;habitatge. D&#8217;altra manera, ens poden indemnitzar per menor import al real en cas de robatori. <\/li><li><strong>Si es tenen gossos, declarar correctament la ra\u00e7a dels mateixos<\/strong>, ja que hi ha una llei que en determina les condicions d&#8217;assegurament quan s\u00f3n de \u201cra\u00e7a perillosa\u201d. Tamb\u00e9 cal declarar l&#8217;exist\u00e8ncia d&#8217;animals o mascotes poc habituals, com ara serps, ar\u00e0cnids, etc. <\/li><li>\u00c9s convenient <strong>desar fotografies de les joies i objectes de valor<\/strong> que es posseeixin.<\/li><li>Tenir en compte que, encara que es tracta, generalment, de p\u00f2lisses \u201cpaquet\u201d, es poden modificar<strong> els l\u00edmits d&#8217;algunes garanties<\/strong> com a responsabilitat civil, danys el\u00e8ctrics, danys est\u00e8tics, etc.<\/li><li><strong>Si l&#8217;edifici ja est\u00e0 assegurat a trav\u00e9s de la comunitat, \u00e9s aconsellable assegurar un capital per a continent a 1er. Risc:<\/strong> \u00e9s un cost redu\u00eft i evita sorpreses amb les cobertures de la p\u00f2lissa de la comunitat o amb les possibles franqu\u00edcies que tingui. A m\u00e9s, us atendr\u00e0 la vostra pr\u00f2pia companyia. Tamb\u00e9 es pot assegurar una quantitat complement\u00e0ria a la comunitat assegurada, en concepte d&#8217;obres de reforma o millores que s&#8217;hagin efectuat.  <\/li><li>Tingueu en compte que heu de <strong>declarar l&#8217;exist\u00e8ncia de trasters<\/strong> (si se&#8217;n vol assegurar el contingut).<\/li><li>Declarar l&#8217;exist\u00e8ncia o no de <strong>mobles de jard\u00ed o terrassa<\/strong>, aix\u00ed com si hi ha tendals exteriors.<\/li><li>En cas d&#8217;<strong>habitatges unifamiliars<\/strong>, declarar expressament un valor per a jardins i plantes i per a piscines o instal\u00b7lacions esportives o annexes. Incloure en el valor del continent el valor de les tanques, murs o tanques. <\/li><li><strong>Compte amb les assegurances de comunitat:<\/strong> de vegades estan ben contractades i ens estalvien prima, per\u00f2 de vegades tenen franqu\u00edcies elevades, no garanteixen determinats danys per aigua o tampoc garanteixen la responsabilitat civil de les obres de reforma o del contingut.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2261\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2261\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Qu\u00e8 no cobreix una asseguran\u00e7a de la llar? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2261\" class=\"elementor-element elementor-element-36e247b e-con-full e-flex e-con e-child\" data-id=\"36e247b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-162cc30 elementor-widget elementor-widget-text-editor\" data-id=\"162cc30\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"accordeon-title\">A m\u00e9s de les exclusions pr\u00f2pies de cada garantia, amb car\u00e0cter general, les p\u00f2lisses de la llar de les diferents asseguradores, no cobreixen:<\/p><div id=\"accordeon-content\" class=\"wp-block-group accordeon-content\"><ul class=\"wp-block-list\"><li>Danys ocasionats intencionadament per l&#8217;assegurat.<\/li><li>Danys coberts pel Consorci de Compensaci\u00f3 d&#8217;Assegurances.<\/li><li>P\u00e8rdues indirectes com a conseq\u00fc\u00e8ncia d&#8217;un sinistre.<\/li><li>Assentaments, enfonsaments i corriments de terrenys, despreniment, corriments o estovaments de terra.<\/li><li>Avaries: danys que no siguin accidentals, sin\u00f3 resultat de desgasts, \u00fas o transcurs del temps.<\/li><li>Vicis o defectes existents abans de la contractaci\u00f3 de l&#8217;asseguran\u00e7a.<\/li><li>Danys ocasionats per manca de manteniment de les instal\u00b7lacions.<\/li><li>Danys a b\u00e9ns de tercers.<\/li><li>Danys a b\u00e9ns que no siguin propis d&#8217;un habitatge, excepte que siguin declarats expressament. Dedicaci\u00f3 de l&#8217;habitatge a activitats professionals o industrials o altres diferents de les normals dun habitatge. <\/li><\/ul><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2262\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2262\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Raons per no contractar lasseguran\u00e7a amb un banc. <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2262\" class=\"elementor-element elementor-element-ee002fe e-con-full e-flex e-con e-child\" data-id=\"ee002fe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c88d30e elementor-widget elementor-widget-text-editor\" data-id=\"c88d30e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul class=\"wp-block-list accordeon-content\"><li>Perqu\u00e8 els bancs es dediquen a prestar diners, de vegades, per a la compra de l&#8217;habitatge, per\u00f2 no saben assegurances.<\/li><li>A la vostra oficina banc\u00e0ria no hi ha ning\u00fa que s\u00e0piga d&#8217;assegurances<\/li><li>L&#8217;atenci\u00f3, en cas de sinistre, la prestar\u00e0 qualsevol persona, menys aquelles que de deb\u00f2 coneix.<\/li><li>La cl\u00e0usula de beneficiari que sol\u00b7liciten en cas de pr\u00e9stecs hipotecari, se la pot facilitar qualsevol p\u00f2lissa.<\/li><li>Els bancs nom\u00e9s \u201cvenen\u201d la p\u00f2lissa que tenen, sense preocupar-se si \u00e9s la que s&#8217;adapta a les necessitats o no.<\/li><li>En la majoria dels casos, les p\u00f2lisses s\u00f3n molt m\u00e9s cares. El preu de la p\u00f2lissa sol ser m\u00e9s car a un banc perqu\u00e8 vinculen l&#8217;inter\u00e8s del pr\u00e9stec a la contractaci\u00f3 de la p\u00f2lissa. \u00c9s a dir, la p\u00f2lissa no els preocupa, \u00e9s m\u00e9s cara, per\u00f2 \u201cest\u00e0s obligat\u201d.  <\/li><li><strong><a href=\"https:\/\/urquiabas.com\/ca\/per-que-una-corredoria\/\" target=\"_blank\" rel=\"noopener\">Veure Correduria vs banc.<\/a><\/strong><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-210b54a elementor-widget elementor-widget-text-editor\" data-id=\"210b54a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2>Contracta:<\/h2>\n<ul class=\"wp-block-list accordeon-content\">\n<li>Descarregar i omplir el&nbsp; <a href=\"https:\/\/app.box.com\/s\/ucffqee9mwgbfc050onj7e53eszskzjd\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\"><strong>Full per calcular els capitals.<\/strong><\/span><\/a> &nbsp;Ens ajudar\u00e0 a apropar-nos a la realitat.<\/li>\n<li>Descarregar i emplenar la&nbsp;<a href=\"https:\/\/app.box.com\/s\/8412p0fng0jc8qbqbb5xohcbyujwn99t\" target=\"_blank\" rel=\"noopener\"><strong><u> sol\u00b7licitud.<\/u><\/strong><\/a><\/li>\n<li>Enviar-la a&nbsp;<strong><a href=\"mailto:comercial@urquiabas.com\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\">comercial@urquiabas.com<\/span><\/a><\/strong><\/li>\n<\/ul>\n<p class=\"accordeon-title\"><span style=\"color: rgb(78, 11, 45); font-family: inherit; font-size: 2rem; font-weight: 600;\">Accedeix a les nostres&nbsp; Infografies &nbsp;de:<\/span><\/p><div class=\"wp-block-group accordeon-content\">\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"\/wp-content\/uploads\/2018\/03\/Atragantamientos-caidas-y-golpes.pdf\" target=\"_blank\" rel=\"noopener\">Atragaments caigudes i cops.<\/a><\/strong><\/li>\n<li><u><strong><a href=\"\/wp-content\/uploads\/2018\/03\/Intoxicaciones-y-envenenamientos.pdf\" target=\"_blank\" rel=\"noopener\">Intoxicacions i enverinaments.<\/a><\/strong><\/u><\/li>\n<li><u><strong><a href=\"\/wp-content\/uploads\/2018\/03\/Quemaduras-y-cortes.pdf\">Cremades i talls.<\/a><\/strong><\/u><\/li>\n<li><u><strong><a href=\"\/wp-content\/uploads\/2018\/03\/Recomendaciones-2.pdf\">Qu\u00e8 cal fer en cas d&#8217;incendi? i farmaciola a casa. <\/a><\/strong><\/u><\/li>\n<\/ul>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-93bca5c e-con-full e-flex e-con e-child\" data-id=\"93bca5c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-47e2c5e elementor-widget elementor-widget-text-editor\" data-id=\"47e2c5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\n<h3 class=\"wp-block-heading\">Com et puc ajudar?<\/h3>\n\n<p>Deixa&#8217;m les teves dades i em posar\u00e9 en contacte amb tu el m\u00e9s aviat possible.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cafdf97 elementor-widget elementor-widget-html\" data-id=\"cafdf97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<iframe id=\"tarificador\" src=\"https:\/\/tarificadores.urquiabas.com\/forms\/hogarub?h=0\" style=\"width: 100%; border: 0; box-shadow: 0 10px 15px -3px rgb(0 0 0 \/ 0.3), 0 4px 30px -4px rgb(0 0 0 \/ 0.3);\"><\/iframe>\r\n<script type=\"text\/javascript\">\r\n        window.dataLayer = window.dataLayer || [];\r\n\twindow.addEventListener('message', function(e) {\r\n\t\tvar tarificador = document.getElementById(\"tarificador\");\r\n\t\tvar eventName = e.data[0];\r\n\t\tvar data = e.data[1];\r\n\t\tswitch(eventName) {\r\n\t\t\tcase 'redirect': {\r\n\t\t\t    \twindow.location.href = data;\r\n\t\t    \t\tbreak;\r\n\t\t\t}\r\n\t\t\tcase 'setHeight': {\r\n\t\t\t\ttarificador.style.height = data + 'px';\r\n\t\t\t\tbreak;\r\n\t\t\t}\r\n\t\t\tcase 'scrollTop': {\r\n                                let tarificadorTop = tarificador.getBoundingClientRect().top + window.scrollY;\r\n\t\t\t\twindow.scrollTo({ top: tarificadorTop, behavior: 'smooth' });\r\n\t\t\t\tbreak;\r\n                        }\r\n                  \tcase 'datalayer': {\r\n                       \t\twindow.dataLayer.push(data);\r\n                  \t}\r\n\t\t}\r\n\t}, false);\t\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u00c9s una asseguran\u00e7a on es cobreixen els danys materials a l&#8217;edifici i\/o al mobiliari de l&#8217;habitatge derivats de m\u00faltiples circumst\u00e0ncies i que s&#8217;engloben en un mateix contracte. L&#8217;incendi, l&#8217;explosi\u00f3, els danys per aigua i robatori s\u00f3n algunes de les garanties cobertes. Tamb\u00e9 s&#8217;hi inclouen els danys ocasionats a altres persones o b\u00e9ns per l&#8217;actuaci\u00f3 de [&hellip;]<\/p>\n","protected":false},"author":86,"featured_media":17425,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-17433","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":{"contacte":"ramon","foto_responsable":"https:\/\/urquiabas.com\/wp-content\/uploads\/2025\/06\/BG_Marina-scaled.jpg","contacte_responsable_email":"marinaromera@urquiabas.com","contractar_extern":"","descripcio_contacte":"","id_nex":"","iframe":"","subtitulo":"","text_responsable":"","video_youtube":"","contacte_responsable_telefon":"621170169","cta":"\u00a1Contracta!","odoo":"https:\/\/tarificadores.urquiabas.com\/forms\/hogarub\/?u=24&o=1&h=0","responsable":"Marina Romera","titulo":"Asseguran\u00e7a Multirisc de la llar"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - 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