{"id":1049,"date":"2015-06-04T16:00:36","date_gmt":"2015-06-04T16:00:36","guid":{"rendered":"http:\/\/urquiabas.com\/ca\/?p=1049"},"modified":"2015-11-04T16:08:53","modified_gmt":"2015-11-04T16:08:53","slug":"que-passa-amb-les-assegurances-vinculades","status":"publish","type":"post","link":"https:\/\/urquiabas.com\/ca\/que-passa-amb-les-assegurances-vinculades\/","title":{"rendered":"Qu\u00e8 passa amb les assegurances vinculades"},"content":{"rendered":"<h3>Les entitats credit\u00edcies hauran d&#8217;informar al client d&#8217;una relaci\u00f3 dels contractes d&#8217;assegurances vinculats al flux de finan\u00e7ament.<\/h3>\n<h4>Gr\u00e0cies a aquesta iniciativa, la Pime i l&#8217;Aut\u00f2nom podran decidir si resolen aquells contractes d&#8217;assegurances vinculats als seus cr\u00e8dits, quan se&#8217;n produeixi una reducci\u00f3 o cancel\u00b7laci\u00f3.<\/h4>\n<p>S&#8217;ha publicat al BOE la <em>Ley 5\/2015, de 27 de abril<\/em>, de\u00a0<a href=\"http:\/\/www.boe.es\/boe\/dias\/2015\/04\/28\/pdfs\/BOE-A-2015-4607.pdf\" target=\"_blank\">foment del finan\u00e7ament empresarial<\/a>,\u00a0en la qual es recull l&#8217;esmena en l&#8217;article 2.1 c)5\u00e8 en virtut del qual, <strong>les entitats financeres no solament hauran d&#8217;informar<\/strong> en un document denominat \u201cInformaci\u00f3 Financera. PIME\u201d <strong>a les Pimes i als aut\u00f2noms, amb un m\u00ednim de 3 mesos, sobre el seu historial creditici dels \u00faltims 5 anys, quan decideixin cancel\u00b7lar o reduir en un 35% <\/strong> o m\u00e9s, <strong>el flux de finan\u00e7ament<\/strong> que hagin estat concedint-lis,<strong>sin\u00f3 tamb\u00e9 &#8211;<em>gr\u00e0cies a proposta de la nostra associaci\u00f3 ADECOSE<\/em>&#8211; hauran d&#8217;informar d&#8217; \u00ab<em>una relaci\u00f3 dels contractes d&#8217;asseguran\u00e7a vinculats al flux de finan\u00e7ament.<\/em><\/strong><em>.<\/em> <em>A aquests efectes es consideraran assegurances associades aquelles que siguin contractades en el termini dels 6 mesos anteriors o posteriors al perfeccionament de qualsevol dels contractes de pr\u00e9stec o cr\u00e8dit, que composen el flux de finan\u00e7ament, o de qualsevol de les seves pr\u00f2rrogues.<\/em>\u00bb<\/p>\n<h4>A efectes operatius, la \u201cInformaci\u00f3 Financera-PIME\u201d a la qu\u00e8 fa refer\u00e8ncia la Llei ser\u00e0 una realitat en vuit mesos.<\/h4>\n","protected":false},"excerpt":{"rendered":"<p>Les entitats credit\u00edcies hauran d&#8217;informar al client d&#8217;una relaci\u00f3 dels contractes d&#8217;assegurances vinculats al flux de finan\u00e7ament. Gr\u00e0cies a aquesta iniciativa, la Pime i l&#8217;Aut\u00f2nom podran decidir si resolen aquells contractes d&#8217;assegurances vinculats als seus cr\u00e8dits, quan se&#8217;n produeixi una reducci\u00f3 o cancel\u00b7laci\u00f3. S&#8217;ha publicat al BOE la Ley 5\/2015, de 27 de abril, de\u00a0foment [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[11,12],"tags":[],"class_list":["post-1049","post","type-post","status-publish","format-standard","hentry","category-general-ca","category-noticies"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Qu\u00e8 passa amb les assegurances vinculades<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/urquiabas.com\/ca\/que-passa-amb-les-assegurances-vinculades\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Qu\u00e8 passa amb les assegurances vinculades\" \/>\n<meta property=\"og:description\" content=\"Les entitats credit\u00edcies hauran d&#8217;informar al client d&#8217;una relaci\u00f3 dels contractes d&#8217;assegurances vinculats al flux de finan\u00e7ament. Gr\u00e0cies a aquesta iniciativa, la Pime i l&#8217;Aut\u00f2nom podran decidir si resolen aquells contractes d&#8217;assegurances vinculats als seus cr\u00e8dits, quan se&#8217;n produeixi una reducci\u00f3 o cancel\u00b7laci\u00f3. 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