{"id":1313,"date":"2015-12-07T17:55:54","date_gmt":"2015-12-07T17:55:54","guid":{"rendered":"http:\/\/urquiabas.com\/ca\/?p=1313"},"modified":"2023-11-27T08:45:31","modified_gmt":"2023-11-27T07:45:31","slug":"derecho-de-desistimiento-en-la-contratacion-de-una-poliza","status":"publish","type":"post","link":"https:\/\/urquiabas.com\/ca\/derecho-de-desistimiento-en-la-contratacion-de-una-poliza\/","title":{"rendered":"Dret de desistiment a la contractaci\u00f3 d&#8217;una p\u00f2lissa."},"content":{"rendered":"<h2>Coneixes els drets que t&#8217;assisteixen com a usuari?<\/h2>\n<h2>La majoria dels usuaris que tenen una asseguran\u00e7a, desconeixen del tot dels drets que els emparen.<\/h2>\n<p>&nbsp;<\/p>\n<p>Potser poca gent sigui conscient que gaudeix d&#8217;aquest dret, de poder resoldre el contracte d&#8217;asseguran\u00e7a sense justificar el motiu i sense rebre cap penalitzaci\u00f3 en determinats terminis. A la Guia per a la contractaci\u00f3 d&#8217;assegurances elaborada per la Direcci\u00f3 General d&#8217;Assegurances i Fons de Pensions indiquen que el prenedor d&#8217;una asseguran\u00e7a t\u00e9 dret a desistir del contracte d&#8217;asseguran\u00e7a a  <strong>un termini de 14 dies per a les assegurances de No Vida, i en un termini de 30 dies per a les assegurances del ram Vida<\/strong>  des que se celebra el contracte o des que es rep la informaci\u00f3 contractual.<\/p>\n<p>&nbsp;<\/p>\n<p>En aquests terminis i segons el tipus d&#8217;asseguran\u00e7a que sigui,  <strong>no caldr\u00e0 explicar-ne els motius<\/strong>  pels quals volem cancel\u00b7lar l&#8217;asseguran\u00e7a i l&#8217;asseguradora no es podr\u00e0 negar i tampoc imposar una penalitzaci\u00f3 de cap mena \u2013aix\u00f2 s\u00ed, caldr\u00e0 pagar la part de la prima corresponent als dies que l&#8217;asseguran\u00e7a hagi estat en vigor-. La voluntat dexercir aquest dret sha de comunicar a lassegurador a trav\u00e9s del paper o altre suport durador.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Coneixes els drets que t&#8217;assisteixen com a usuari? La majoria dels usuaris que tenen una asseguran\u00e7a, desconeixen del tot dels drets que els emparen. &nbsp; Potser poca gent sigui conscient que gaudeix d&#8217;aquest dret, de poder resoldre el contracte d&#8217;asseguran\u00e7a sense justificar el motiu i sense rebre cap penalitzaci\u00f3 en determinats terminis. A la Guia [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":1134,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[20,14],"tags":[],"class_list":["post-1313","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-coses-que-hem-de-saber-sobre-les-assegurances","category-informacio-dinteres"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Dret de desistiment a la contractaci\u00f3 d&#039;una p\u00f2lissa.<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/urquiabas.com\/ca\/derecho-de-desistimiento-en-la-contratacion-de-una-poliza\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dret de desistiment a la contractaci\u00f3 d&#039;una p\u00f2lissa.\" \/>\n<meta property=\"og:description\" content=\"Coneixes els drets que t&#8217;assisteixen com a usuari? La majoria dels usuaris que tenen una asseguran\u00e7a, desconeixen del tot dels drets que els emparen. &nbsp; Potser poca gent sigui conscient que gaudeix d&#8217;aquest dret, de poder resoldre el contracte d&#8217;asseguran\u00e7a sense justificar el motiu i sense rebre cap penalitzaci\u00f3 en determinats terminis. 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