{"id":3643,"date":"2018-03-08T17:28:21","date_gmt":"2018-03-08T17:28:21","guid":{"rendered":"http:\/\/urquiabas.com\/?p=3643\/"},"modified":"2024-06-10T13:54:22","modified_gmt":"2024-06-10T11:54:22","slug":"autonom-prestacions-economia","status":"publish","type":"post","link":"https:\/\/urquiabas.com\/ca\/autonom-prestacions-economia\/","title":{"rendered":"Ets aut\u00f2nom? Saps a quines prestacions tens dret i com poden afectar a la teva economia?"},"content":{"rendered":"\n

La prestaci\u00f3n por baja laboral en el r\u00e9gimen de trabajadores aut\u00f3nomos.<\/strong><\/h1>\n\n

Como aut\u00f3nomo \u00bfCu\u00e1nto cobrar\u00e9 en caso de baja por enfermedad o accidente?<\/strong><\/h2>\n\n

Seguramente para ti no es un problema soportar una baja por enfermedad o accidente de, por ejemplo, una semana, quince d\u00edas o un mes; al fin y al cabo, tambi\u00e9n nos vamos de vacaciones \u00bfno?; pero\u2026 \u00bfy si la baja se prolonga a tres, seis, nueve meses o m\u00e1s? \u00bfPodr\u00e1s soportarlo? <\/strong>\u00bfse resentir\u00e1 tu negocio?<\/p>\n\n

<\/p>\n\n

Es importante que conozcas cu\u00e1l es la prestaci\u00f3n que te va a corresponder. Te facilitamos una tabla que te servir\u00e1 para conocer el que ser\u00eda tu caso, junto con un ejemplo del que es el m\u00e1s com\u00fan: el de aquellas personas que cotizan por el m\u00ednimo de aut\u00f3nomos.<\/p>\n\n

<\/p>\n\n

<\/p>\n\n

Te hacemos unos n\u00fameros f\u00e1ciles.<\/p>\n\n

\n

Pasos para conocer la cantidad a percibir en caso de baja de la Seguridad Social<\/span><\/strong><\/p>\n<\/td><\/tr>

\n

\u00a0<\/span><\/p>\n<\/td>

\n

Tu caso<\/span><\/p>\n<\/td>

\n

Un ejemplo<\/span><\/p>\n<\/td><\/tr>

\n

\u00bfCu\u00e1nto dinero pagas de aut\u00f3nomos, cada mes?<\/span><\/p>\n<\/td>

\n

\u20ac<\/span><\/p>\n<\/td>

\n

275 \u20ac<\/span><\/p>\n<\/td><\/tr>

\n

Si lo multiplicas por 3,35 veces, sabr\u00e1s cu\u00e1l es tu base de cotizaci\u00f3n:<\/span><\/p>\n<\/td>

\n

\u20ac<\/span><\/p>\n<\/td>

\n

922,82 \u20ac<\/span><\/p>\n<\/td><\/tr>

\n

Por la base de cotizaci\u00f3n podr\u00e1s saber la prestaci\u00f3n a recibir en caso de baja por enfermedad o accidente. Calc\u00falalo t\u00fa mismo:<\/span><\/strong><\/p>\n<\/td><\/tr>

\n
    \n
  • El 1er. mes de baja percibir\u00e1s aproximadamente un 57 % de la base de cotizaci\u00f3n, es decir:<\/span><\/li>\n<\/ul>\n<\/td>
\n

\u20ac<\/span><\/p>\n<\/td>

\n

521,39 \u20ac<\/span><\/p>\n<\/td><\/tr>

\n
    \n
  • El 2\u00ba mes, y los meses sucesivos, percibir\u00e1s un 75 % de la base de cotizaci\u00f3n, o sea:<\/span><\/li>\n<\/ul>\n<\/td>
\n

\u20ac<\/span><\/p>\n<\/td>

\n

692,11 \u20ac<\/span><\/p>\n<\/td><\/tr>

\n

Ahora viene la resta. Si est\u00e1s de baja sigues pagando tu recibo de aut\u00f3nomos; en tu caso es de:<\/span><\/strong><\/p>\n<\/td>

\n

\u20ac<\/span><\/p>\n<\/td>

\n

-275,00 \u20ac<\/span><\/p>\n<\/td><\/tr>

\n
    \n
  • Neto a percibir el primer mes de baja.<\/span><\/li>\n<\/ul>\n<\/td>
\n

\u20ac<\/span><\/p>\n<\/td>

\n

246,39 \u20ac<\/span><\/p>\n<\/td><\/tr>

\n
    \n
  • Neto a percibir a partir del segundo mes de baja.<\/span><\/li>\n<\/ul>\n<\/td>
\n

\u20ac<\/span><\/p>\n<\/td>

\n

407,11 \u20ac<\/span><\/p>\n<\/td><\/tr>

\n

La siguiente pregunta es: \u00bfcu\u00e1nto necesitas para vivir este mes?<\/span><\/p>\n<\/td>

\n

\u20ac<\/span><\/p>\n<\/td>

\n

3.000,00 \u20ac<\/span><\/p>\n<\/td><\/tr>

\n

\u00bfQu\u00e9 complemento a tu prestaci\u00f3n necesitas?:<\/span><\/p>\n<\/td>

\n

\u20ac<\/span><\/p>\n<\/td>

\n

2.592,89 \u20ac<\/span><\/strong><\/p>\n<\/td><\/tr><\/tbody><\/table><\/figure>\n\n

\u00bfC\u00f3mo puedes complementar tu prestaci\u00f3n? Sac\u00e1ndolo de tus ahorros (\u00bf), o, mejor a\u00fan, mediante un seguro de subsidio por enfermedad o accidente desde el primer d\u00eda de baja o a partir del 7\u00ba o 15\u00ba d\u00eda, seg\u00fan tu elecci\u00f3n.<\/p>\n\n

Otras prestaciones que necesitas conocer son: La incapacidad permanente total, la permanente absoluta, la pensi\u00f3n de viudedad y orfandad y, por supuesto, la de jubilaci\u00f3n; y ver de qu\u00e9 forma t\u00fa y los tuyos pod\u00e9is, en la medida de lo posible, mantener un nivel de vida equiparable al actual. Te aconsejamos que dediques un poco de tu tiempo a planificar todas estas cosas y con nadie mejor que con una corredur\u00eda de seguros como Urqu\u00eda & Bas<\/a><\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"

La prestaci\u00f3n por baja laboral en el r\u00e9gimen de trabajadores aut\u00f3nomos. Como aut\u00f3nomo \u00bfCu\u00e1nto cobrar\u00e9 en caso de baja por enfermedad o accidente? Seguramente para ti no es un problema soportar una baja por enfermedad o accidente de, por ejemplo, una semana, quince d\u00edas o un mes; al fin y al cabo, tambi\u00e9n nos vamos […]<\/p>\n","protected":false},"author":5,"featured_media":3637,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[23,13,14,33],"tags":[],"class_list":["post-3643","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-consells-i-recomanacions","category-economica-ca","category-informacio-dinteres","category-preguntas-con-respuestas-ca"],"acf":[],"yoast_head":"\nPrestacions que afecten l'economia dels aut\u00f2noms - Urquia&Bas<\/title>\n<meta name=\"description\" content=\"Aut\u00f2nom. Quant cobrar\u00e9 en cas de baixa per malaltia o accident? 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