[fusion_builder_container type=”flex” hundred_percent=”no” hundred_percent_height=”no” min_height=”” hundred_percent_height_scroll=”no” align_content=”stretch” flex_align_items=”flex-start” flex_justify_content=”flex-start” flex_column_spacing=”” hundred_percent_height_center_content=”yes” equal_height_columns=”no” container_tag=”div” menu_anchor=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” status=”published” publish_date=”” class=”” id=”” link_color=”” link_hover_color=”” border_sizes=”” border_sizes_top=”” border_sizes_right=”” border_sizes_bottom=”” border_sizes_left=”” border_color=”” border_style=”solid” spacing_medium=”” margin_top_medium=”” margin_bottom_medium=”” spacing_small=”” margin_top_small=”” margin_bottom_small=”” margin_top=”” margin_bottom=”” padding_dimensions_medium=”” padding_top_medium=”” padding_right_medium=”” padding_bottom_medium=”” padding_left_medium=”” padding_dimensions_small=”” padding_top_small=”” padding_right_small=”” padding_bottom_small=”” padding_left_small=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” box_shadow=”no” box_shadow_vertical=”” box_shadow_horizontal=”” box_shadow_blur=”0″ box_shadow_spread=”0″ box_shadow_color=”” box_shadow_style=”” z_index=”” overflow=”” gradient_start_color=”” gradient_end_color=”” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_color=”” background_image=”” background_position=”center center” background_repeat=”no-repeat” fade=”no” background_parallax=”none” enable_mobile=”no” parallax_speed=”0.3″ background_blend_mode=”none” video_mp4=”” video_webm=”” video_ogv=”” video_url=”” video_aspect_ratio=”16:9″ video_loop=”yes” video_mute=”yes” video_preview_image=”” absolute=”off” absolute_devices=”small,medium,large” sticky=”off” sticky_devices=”small-visibility,medium-visibility,large-visibility” sticky_background_color=”” sticky_height=”” sticky_offset=”” sticky_transition_offset=”0″ scroll_offset=”0″ animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=”” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″][fusion_builder_row][fusion_builder_column type=”1_1″ layout=”1_1″ align_self=”auto” content_layout=”column” align_content=”flex-start” content_wrap=”wrap” spacing=”” center_content=”no” link=”” target=”_self” min_height=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” type_medium=”” type_small=”” order_medium=”0″ order_small=”0″ dimension_spacing_medium=”” dimension_spacing_small=”” dimension_spacing=”” dimension_margin_medium=”” dimension_margin_small=”” margin_top=”” margin_bottom=”” padding_medium=”” padding_small=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” hover_type=”none” border_sizes=”” border_color=”” border_style=”solid” border_radius=”” box_shadow=”no” dimension_box_shadow=”” box_shadow_blur=”0″ box_shadow_spread=”0″ box_shadow_color=”” box_shadow_style=”” background_type=”single” gradient_start_color=”” gradient_end_color=”” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_color=”” background_image=”” background_image_id=”” background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=”” filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ last=”true” border_position=”all” first=”true”][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”default” rule_size=”” rule_color=”” content_alignment_medium=”” content_alignment_small=”” content_alignment=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” font_size=”” fusion_font_family_text_font=”” fusion_font_variant_text_font=”” line_height=”” letter_spacing=”” text_color=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]

L’assegurança d’accidents col·lectius cobreix el capital en cas de defunció o invalidesa de les persones  assegurades com a conseqüència d’un esdeveniment accidental, fortuït i involuntari.

Tots estem exposats en el nostre treball, en les nostres aficions o en la nostra vida particular per patir un accident. Contractar l’assegurança d’accidents et permetrà que l’assegurat rebi un capital que redueixi les conseqüències econòmiques de la mateixa en cas d’incapacitat; o és percebuda per la seva família, en cas de defunció. A més, aquestes assegurances ofereixen cobertures i serveis opcionals addicionals.

En l’assegurança col·lectiva, les condicions de contractació solen ser més avantatjoses que individualment, de manera econòmica; encara que la cobertura sigui decidida pel contractant, per la qual cosa l’assegurat no podrà modificar-les en funció dels seus interessos o situació personal.

Per regla general, la cobertura acostuma a cobrir les 24 hores del dia, és a dir, tant laboral com no laboral, tot i que es pot establir que sigui únicament una cobertura professional i un trajecte a la feina o, per contra, només en activitats d’oci o lleure.

El preu d’aquestes assegurances està subjecte a les cobertures que s’estableixin, el capital assegurat, l’activitat o l’ocupació de les persones que integren el col·lectiu i el nombre de persones que en formen part. No té cap influència, però, l’edat de l’assegurat.

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Avantatges

Per a l’assegurat

• Complementa la prestació per invalidesa atorgada per la seguretat social, sempre que la cobertura coincideixi amb la classificació d’aquest organisme, tal com: invalidesa absoluta i permanent, invalidesa total per la professió habitual, Gran invalidesa, etc. (veure definicions) En cas de defunció complementarà la pensió de viduïtat i/o orfandat, si s’escau.
• Incrementa la teva cobertura personal, acumulable a altres assegurances de vida o d’accidents.

Per a l’empresa o entitat que suscriu l’assegurança:

• Millora les relacions entre ella i els assegurats, ressaltant la preocupació de la primera sobre la seva situació d’ells.
• Fidelitzar i motivar l’assegurat, ja que l’assegurança es constitueix com un vincle més amb l’empresa o entitat.
• Per a les empreses es una despesa deduïble.

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Com puc ajudat-te?

Deixa’m les teves dades i em posaré en contacte amb tu al més aviat possible.

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